Approximately 30 percent of drivers are uninsured. However, your uninsured motorist insurance is designed to cover damages caused by these types of negligent drivers. In these situations, we help our clients pursue the benefits that are due under the terms of their policy.

Please note that with uninsured or underinsured motorist coverage, you are bound by the term of the policy. This means that unlike claims for car accidents, uninsured motorist claims are resolved not through a jury trial but through binding arbitration, or arbitration with a final and binding award.

If you are injured in an accident and the negligent party has less coverage than your uninsured limits, you can pursue the remaining amount of your damages against your own policy. If your insurance company refuses to pay, your claim will often be resolved through binding arbitration.

If you believe you have an underinsurance claim, contact our office today.